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How Financial Health works
Your Financial Health overview brings together five areas of your household finances. Each area receives a simple score so you can see what is going well and what might need attention.
The five pillars
Cash Flow
How much money your household keeps each month after expenses. A healthy cash flow means you have room to save, pay down debt, or handle surprises without stress.
Liquidity
How much accessible cash you have and how long it could cover your expenses. Good liquidity gives you a buffer when life does not go to plan.
Debt
How manageable your household debt is relative to your income and assets. This includes mortgages and other liabilities you enter during onboarding.
Wealth
How your household is building longer-term assets — super, investments, and net worth. Wealth takes time; the score reflects your current position, not a forecast.
Stability
How resilient your household finances look overall when cash flow, liquidity, debt, and wealth are considered together.
What to know
Scores are based on the information you enter. They are designed to be educational and easy to understand — not a precise financial assessment or personal advice.
We do not publish the detailed calculations behind each score. If your circumstances change, update your household information to refresh your overview.
Questions? support@flowwealth.ai